Some helpful tips to speed your appraisal along from Illinois Expert Appraisal


	By law, you, as a borrower, are are entitled to receive a copy of the completed appraisal report from the lender. Just give us a call at 7739999723 if you have any questions about the appraisal process.

To make your appraisal process go as smoothly as possible we generally recommend to have these documents, if available, ready for the appraiser:

A survey or plot map of the property and building (if available).
Any information on the purchase of the property for the last three years.
Information on any written private easements, such as a shared driveway with a neighbor.
List of personal property to be sold with the building.
Title policy that lists encroachments or easements.
Most recent real estate tax bill and or legal description of the property.
Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and your well.
A list of any major home improvements and upgrades, the date of their installation and their cost (for example, the addition of insulation or roof repairs) and permit confirmation (if available).
A copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending".
Information on "Homeowners Associations" or condominium covenants and fees.
A list of "proposed" improvements when the property is being appraised "as complete".

Once your appraiser has arrived, you do not need to accompany him or her along on the entire site inspection, but you should be present to answer inquiries about your property and identify any home improvements.

Here are a few other suggestions:

Accessibility: Appraisers are very detailed in their inspections. Make sure that all areas of the home are accessible, especially the attic and crawl space.
Housekeeping: Appraisers see hundreds of homes a year and aren't surprised at seeing a bit of clutter, but they're human beings too! A good impact can mean a higher home value.
Maintenance: We generally recommend fixing minor things like leaky faucets, missing door handles and trim.
FHA and VA Inspection Items: In the case of your borrower applying for either an FHA or VA loan, definitely ask your appraiser if there are specific things that should be done before they come. Some items they may recommend might be: having smoke detectors on every floor of the home and especially near bedrooms, scraping and touching up where there's paint peeling, repairing any faucets that leak or drip, fixing broken windows or other glass like doors.